Tips for Maintaining Your Roof
Posted: May 1, 2021
You want to ensure the roof on your home lasts as long as possible. Performing basic maintenance can prolong the life of your roof and help you avoid the cost of a new roof for much longer. Replace Roof Shingles If your roof has missing or damaged shingles, they should be replaced rapidly. Rain, snow, wind, or even very dry, hot weather can cause damage....
Will My 401(k) Ever “Expire”?
Posted: April 28, 2021
The money accrued in your 401(k) is tied to your employer. The contributions come directly out of your paycheck, and your employer may match funds up to a specific limit. When you leave that job, you can no longer contribute to the 401(k), but the money you contributed still belongs to you. Your former employer might ask you to move your money if you contributed...
Gauging Liability Insurance Needs for Your Business
Posted: April 19, 2021
Every business should have liability insurance – but what policy limits are right for your company? A lease or contract may require liability insurance with a specific limit. For guidance, it is advised that you speak to an experienced insurance agent. Many business owners should have higher limits than the coverage required for a lease or contract. Which Type of Business Liability Insurance Do You...
Beginner’s Guide to Personal Umbrella Insurance
Posted: April 16, 2021
Personal umbrella insurance serves an essential purpose, as it provides liability protection above and beyond the policy limits on your vehicle, home, or boat. Every insurance policy has limits, and personal umbrella insurance kicks in once you have exceeded those limits, expanding your protection if a claim or lawsuit is filed against you. Should I Have Personal Umbrella Insurance? One of the vital protections provided...
Can I Have Health Insurance Through Work and on My Own?
Posted: April 13, 2021
If you have group health insurance through your employer, it will not stop you from being able to purchase health insurance independently. The group health plan provided through your work may not meet the level of protection you want. You can also reject signing up for group health insurance and choose to buy only your own health insurance policy. Many people choose to have more...